Rules of Baccarat
The rules of online baccarat don’t differ from the rules found in brick-and-mortar casinos. The game is played between two hands, traditionally the player and the banker, with there being three possible outcomes: ‘Banker Wins’, ‘Player Wins’ and ‘Tie’.
Two cards are dealt out to both the banker and the player, and the aim is to simply guess whose hand will be closer to 9 points. The hands can also end up in a ‘Tie’ in the event that both finish with hands of the same value.
Now, all cards have predetermined values to get you to those 9 points: aces are worth 1 point; picture cards (kings, jacks, etc) are worth zero; number cards are worth face value. So, for instance, if a player is dealt a king, which is a 9, they will have a total of 9 points.
Players at the table will each get the opportunity to bet on who they think would be the winner, whether the banker or player. A bet cannot be placed on both; however, you can bet that the hand will be a ‘Tie’.
Odds in Baccarat
Every online casino has odds, which gives the house a slight advantage over players. In a game of baccarat, the odds are actually player-friendly and the lowest you will come across in all casino games, alongside craps.
The house edge on a player bet is just 1.36%, while on a banker bet it’s 1.06%. As for ties, they have a house edge of 14.4%, but there’s a small catch - it pays 9x more than the payout for banker and player bets.
The odds for a player’s hand wining are 44.627, whereas the chances of losing are 45.85%. The probability of a tie is a mere 9.53%, but if disregarded the odds of a banker’s hand winning are 51%, translating to a house edge of 1.4%.
Variations of Baccarat
There are three popular variants of baccarat:
In Punto Banco, which translates as player/banker, you have to bet on who you think will win: the player or the banker. However, you can also choose to bet on a tie. The most prevailing online baccarat game in Canada, Punto Banco involves the least strategy as the casino handles all the action for both hands and follows a strict guideline for the drawing of cards.
Chemin De Fer
This variant of online baccarat refers to trains and has earned its name because of how the decks move around the table. Chemin De Fer is the least common variant of baccarat offered on both online and brick-and-mortar casinos. Since both players can make choices in Chemin De Fer, a certain degree of skill can help you win.
Baccarat Banque, also commonly referred to as Baccarat à Deux Tableaux, is yet another variation of baccarat. Three hands are dealt in this game with one player’s hand representing either side of the table. The third hand represents the banker. Cards are drawn in the same way as Chemin De Fer.
Top 5 Baccarat Tips
1. Do Not Bet on “Tie”
When playing online baccarat, the last bet you would want to place is on a ‘Tie’. Despite the fact that it comes with an inviting and shiny 8:1 payout, placing a bet in the tie area will almost always result in a loss. That’s simply because the chances of the player and banker ending up with the same points are thin.
2. Stop Note Taking
If you write down every single result on paper, you should stop doing it right away. Unless you have discovered the formula to understand the way luck works at the baccarat table, taking notes while playing will get you nowhere and bring nothing more than frustration at your lost bets.
3. Bet on the Banker
While betting on the banker will mean a 5% commission to the casino, you shouldn’t shy away from doing it because the banker’s bet has the lowest house edge in the game. For this reason, it should be your go-to bet when playing baccarat.
4. Check the Number of Card Decks in Use
Most online casinos offer different baccarat games in terms of the number of decks in use and the minimum bets. It’s important to note that the house edge in baccarat is directly proportional to the number of decks in use. So, the idea that “the fewer the decks, the better” should be used when deciding to play baccarat games with 8 or 6 decks.
5. Practice with Free Online Baccarat
As the pace of baccarat tends to be fast, practicing by playing free online baccarat can help you in familiarizing yourself with the game. You will be able to play the game and understand the rules without risking any of your money.
One of the oldest card games around, baccarat is a fun to play and a wise investment as it offers the smallest house edges among all games in the casino. If you are itching to play a good old game of baccarat, look no further and refer to TopOnlineCasino’s recommended baccarat casinos in the table above!